Pre-paid that ski holiday in Euros, do yourself a favour and cancel. That way you’ll make some on the refund and avoid the now-grotesquely-expensive Europe. Then you can boost our national economy by spending Christmas in the Lake District and help fill the black hole.

Ok we know it doesn’t work quite like that – frictional costs, lack of snow in Cumbria these days and the peeing onto a bonfire feeling. But near-parity with the Euro, oh dear.